Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Sam Mower, Senior Loan Advisor at NEXA Lending. NMLS #2002396. Call (916) 778-7190.
Sam Mower is a Senior Loan Advisor at NEXA Lending (NMLS #2002396). Expert mortgage loan originator in California and Idaho helping first-time buyers, refinancing, and home purchases. Licensed #2002396.
Sam Mower is licensed to provide mortgage services in California and Idaho.
Sam Mower offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California and Idaho. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (916) 778-7190 and email smower@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Sam Mower's NMLS license number is 2002396. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Sam Mower will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.